Philippine Income Tax Calculator
What the BIR, SSS, PhilHealth and Pag-IBIG take before your money reaches you. 2026 rates.
Monthly basic pay
Custom:
₱
Your take-home
Enter your monthly basic pay above and the deductions, the tax and what actually reaches you appear here.
Other taxes you'll meet
20%Interest on your peso savings and time deposits — withheld by the bank before it reaches you
10%Cash dividends from Philippine companies
0.6%Stock transaction tax when you sell listed shares
15%Gains on unlisted shares
6%Selling real property, on the price or zonal value, whichever is higher
6%Estate tax, and donor's tax past ₱250,000 a year
These are final taxes — already settled at the source, nothing to add to your annual return. It's also why MP2 dividends stand out: they're exempt.
See what the 20% withholding leaves you across banks
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